Borrowing isn’t just for businesses. Many not-for-profits borrow money for major capital purchases, new program funding and even to manage current cash flow. But if you’re hoping to borrow, know that it can be hard to find a lender. The odds of qualifying are better if your organization already has a relationship with the lender, such as the bank where you hold a checking account. Your reason for applying also plays a part in the decision. Because banks don’t always want to lend to nonprofits, consider government bonds, community foundation lending programs and your own board members. Contact us for help.